Planning and Financing Your Kid’s College Education: A Filipino Mommy’s Guide

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We all know that sending kids to college comes with a huge price tag. That’s 4 (or more) years of tuition expenses, miscellaneous fees, allowances and living expenses that you have to shell out just to ensure that your kid can be more than ready to face the real world and equip himself/herself with the right skills and knowledge to make a decent living.

The thing with schools and universities however is that, along with prices of basic goods and commodities – their tuition rates keep rising every other year or so. If one semester costs around Php 30,000 today, that will not be the case after 10 to 15 years from now.  By then, the rates may have more or less doubled. It’s like the system is naturally designed to make college a huge burden for parents all over the world.  Continue reading

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LSS Of the Month: Life on Mars by David Bowie

I would not call myself a David Bowie fan (yet) because I only know a couple of his songs and unlike The Beatles, I find it hard to actually like most of his hits. The first song I did like from Bowie was “Heroes” because it was a main track featured in “The Perks of Being a Wallflower,” and the lyrics and tune are just perfect for the story and very resonating if you’re a young, naive and energetic gal/dude who’s full of hope. HAHA

Also, I remember that one of the “Purge” movies used a Bowie song (I’m Afraid of Americans) for the end credits, and I found it a bit badass then. But still, whenever I do try to seek out more of his hits, I just don’t find them too likeable on their own.

It seems that I only get to like a Bowie song when it gets featured in something else. “Life on Mars?” became sort of the official anthem of SpaceX’s Falcon Heavy test flight (thanks to Elon Musk), which launched a sports car into space and proved that rockets can actually be reusable (?).

I LOOOVE THE SONG (especially the piano parts). At first, I thought it was just a go-to song for the test flight, given that Musk’s ultimate goal is to establish a colony on Mars. Yet as I listen to the song over and over again, I found out that there’s more to the lyrics. In my own understanding, it seems to be talking about society’s fixation with media and shallow entertainment.

My favorite part from the song is this:

But the film is a saddening bore

Cause I wrote it 10 times or more

It’s about to writ again

As I ask you to focus on…

Then it proceeded to describe fantastical scenarios (Sailors fighting in the dance halls, etc etc). I mean, it’s kinda like the movie industry saying that we should just watch these ridiculous drivel first as they scramble to make more interesting ones. lol

3 Reasons Why Mass Communication is a Good Pre-Law Course

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In the Philippines, most of us think that law school has a preferred college major or pre-law course. However the reality is, your chosen degree has no bearing if you really want to be a lawyer.

The only requirement is that you have finished a 4-year degree with a total of 18 units in Social Science subjects, 18 units of English, and 6 units of Mathematics. Also since 2017, aspiring lawyers are now required to take and pass the PhilSAT – a nationwide law school entrance test.

So in short, whatever college degree you are taking up right now – whether that be an Engineering, Biology, Education, Communication, Business Management, Accountancy, Political Science or Nursing course, you can proceed with a law degree as long as you graduate, meet the required number of subject units, and pass the PhilSAT exam. Continue reading

Which ‘Wildflower’ Character Are You According to Your Personality Type?

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Image from ABS-CBN

So I decided to have a little ‘fun’ post on this blog. I always come across articles or fun quizzes on the Internet which deal with personality types and tests, but it usually just involves characters from worldwide, famous movies/shows such as Harry Potter, Game of Thrones, Suits, Stranger Things and the like.

“Game of Thrones” fans for example have started a thread here to analyze the characters and their possible MBTI (Myers-Briggs) personality type. But to hell with international and big-budget franchises, let’s do something similar for local teleseryes such as the insane, overly dramatic and action-packed “Wildflower” on ABS-CBN.

“Wildflower” is about to end their one-year (?) run on ABS-CBN tomorrow (February 9, 2018). I used to watch the show everyday last year, but I failed to keep up once classes started by June of 2017. I still managed to watch some episodes every now and then, so I am still updated with the flow and the events of the story.

For those who aren’t familiar, “Wildflower” stars Maja Salvador as Ivy Aguas/Lily Cruz whose parents were killed by the patriarch and daughter of an infamous political clan in the town of Ardiente. The Ardientes thought Ivy/Lily was also killed along with her parents, but she actually survived and was adopted by a nurturing foster mother. Ivy/Lily became a successful woman later on and vowed to exact revenge on the people who destroyed her family.

The thing that I like best about this show when it first started is the usual family and political drama. I admit, it relied on too many theatrics along the middle and up to the near-end of its run, but it was still a highly entertaining show – and quite popular among netizens as well.

So anyway, I’m going to start with the character analysis here using the MBTI scale. Continue reading

From INTP to INTJ: Yes, People Change!

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Image source: WordPress/Pexels

My college roomie was a Psychology major, and she was the one who first introduced me to the so-called Myers-Briggs Type Indicator (MBTI).

For those who are still unfamiliar about MBTI, you can read about it from this wonderful resource here.

We took the test together and found out that we’re both INTPs. It was no surprise for the both of us – we were bookworms after all and we love intellectual discussions, but we mostly kept to ourselves and maintain just a really small circle of friends at school (a trait common to INTPs).

At the time, I honestly believed that the INTP personality described me well. I have considered myself open-minded, curious and quite imaginative although socially withdrawn. I also tend to go against social norms if I truly believe it is obsolete (which is a weakness common to INTPs).

However, life after college definitely had an impact because it tweaked my personality a bit. After college, I already forgot all about MBTI – though I still believe that I am and have always been part of the INTP strata. Continue reading

Top 3 Advice for Aspiring Filipino Freelancers

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Image source: WordPress/Pexels

I’m no expert or leading authority in freelancing – let’s just clear that thing up. There are many more freelancers out there who are better and have been longer in this industry than me. However, I had enough experience to be able to share some of my personal insights – and I only realized this when a growing number of friends got curious about what I do for a living.

I never really thought much about freelancing as a serious thing. For some time, I just went into it because 1) I love writing and I want to constantly improve it, and 2) I love the extra income.

I just focused on freelancing recently when I finally decided to enroll in law school. I figured out it was the best income-generating option for me while I labor for 4-6 years in the tedious study of law (booo).

Well anyway, it was also in law school where I met friends that had no idea about the possible opportunities that freelancing can bring them. Most of my friends from my previous workplace were also freelancing ninjas then, so it was a normal thing for us there.

Although most of my law school friends know that freelancing gives you flexibility, they usually have doubts when it comes to actually JUMPSTARTING their freelance career. And it’s not just them. People who have no experience in freelancing or don’t know anyone close to them will have valid doubts too. Continue reading

Resolutions and To-Dos: Putting Money to Good Use this 2018

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2016 and 2017 was a bit of a financial slump for me. Although I was earning quite well, law school and the instability of some freelance writing gigs affected my financial discipline.

I was spending too much on unnecessary stuff, and I lost the habit of tracking my expenses. I just spend whenever I can, and I even neglected my mutual fund investments for a while.

Before 2017 ended, I managed to do an overhaul and review my finances. A month before 2018 officially started, I already jotted down the things that I should give priority funding from 2018 onwards. I want to put my money to good use and avoid from constantly wasting it on unnecessarily expensive coffee, make-up and other stuff.

I am sharing my financial resolutions below just in case you are also thinking of straightening up your finances. I hope it can give you a good idea about the things that you should invest on and prioritize – especially if you are still young! Continue reading